Important Notice

Southstar Financial Inc (“Southstar,” “we,” “our,” or “us”) provides point-of-sale consumer financing for the purchase of eligible products through participating merchants. All financing offers, approvals, and terms are subject to eligibility requirements, verification, and applicable federal and state laws.

The information provided on this website is for general informational purposes only and does not constitute a commitment to lend, a guarantee of approval, or a binding offer of credit.

No Guarantee of Financing Approval

All financing applications are subject to review and approval. Approval is not guaranteed and may depend on factors including, but not limited to, applicant information, transaction details, verification results, and applicable underwriting requirements.

Financing terms, payment schedules, and available options may vary based on eligibility and the specific merchant transaction.

Loan Terms and Disclosures

Any credit extended by Southstar Financial Inc is governed by the terms of the applicable financing agreement and required consumer disclosures provided at the time of application or purchase.

Customers should carefully review all terms and conditions, including interest rates (if applicable), payment amounts, repayment schedules, fees, and any late payment consequences before accepting a financing offer.

Not a Bank / Not a Depository Institution

Southstar Financial Inc is not a bank or credit union and does not offer deposit accounts, savings accounts, or insured banking products. Financing is offered solely for eligible product purchases and is not intended for general personal use, cash advances, or unrestricted consumer credit.

No Legal, Tax, or Financial Advice

Southstar Financial Inc does not provide legal, tax, or financial advisory services. Any information provided through this website, customer service channels, or written communications should not be interpreted as legal, tax, or financial advice.

Customers are encouraged to consult qualified legal, tax, or financial professionals regarding their individual circumstances.

Limitation of Liability

To the fullest extent permitted by law, Southstar Financial Inc disclaims liability for any loss or damages arising from the use of this website or reliance on any information provided herein, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

Southstar Financial Inc is not responsible for any decisions made by a consumer or merchant based on the information presented on this website.

Third-Party Websites and Merchant Partners

This website may include links to third-party websites or services, including merchant partner websites. Southstar Financial Inc does not control, endorse, or assume responsibility for the content, privacy policies, products, or services offered by third parties.

Transactions with merchants are separate from Southstar Financial Inc’s financing process, and merchant policies may apply.

Privacy and Data Security

Southstar Financial Inc takes privacy and data security seriously and uses commercially reasonable measures to protect consumer information. However, no online system can be guaranteed to be fully secure. By using this website, you acknowledge that electronic transmission of information carries inherent risk.

For additional information, please review our Privacy Policy.

Compliance Statement

Southstar Financial Inc operates in accordance with applicable federal and state laws and regulations governing consumer financing, including applicable consumer disclosure requirements. Customers are responsible for ensuring they understand their obligations under any financing agreement prior to acceptance.

Changes to This Disclaimer

Southstar Financial Inc reserves the right to modify or update this Disclaimer at any time without prior notice. Updates will be posted on this page with a revised effective date.

State Availability and Licensing

Southstar Financial Inc’s financing products are offered only in states where the company is properly licensed, registered, or otherwise authorized to conduct business in accordance with applicable federal and state laws.

Although Southstar Financial Inc may market or promote its services nationally, financing may not be available in all states at this time. Availability is subject to state-specific regulatory approvals and licensing requirements. Financing will only be provided to consumers in jurisdictions where Southstar Financial Inc is authorized to operate at the time of application.

Residents of certain states may informing apply for information or express interest; however, no financing will be offered or extended in any state where required approvals or licenses have not been fully obtained.

Acknowledgment

By accessing this website or applying for financing through Southstar Financial Inc, you acknowledge that you have read, understood, and accepted the terms outlined in this Disclaimer.

Last Updated: February 10, 2026